Kinfe Habtegebriel has a Master Business Administration (Marketing Major and Accounting Minor) and played key roles in the establishment of NIB International Bank, Nib Insurance and Aggar Microfinance companies and served as Board of Director of the Insurance and Microfinance companies, and led the Business Development of NIB international Bank for 8 years. Kinfe has extensive successful research, Public Relations and Board Governance practical working experience with different size business banking relationships including lending based on business life cycle and cash flow analysis tools. He witnessed successful entrepreneurs and institutions thrive achieve desired results for which he was recognized for his contributions by individual entrepreneurs and institutions. Kinfe prides himself in his proactive, thoughtful and strategic focused drive in board governance and professional management of financial service industries for the last 18 years. He is self-motivated critical strategic thinker, who is focused in attaining results that surpasses one’s life time.